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The Right Tool for the Job!

IU Credit Union Mastercard Preferred Rewards Credit Card   IU Credit Union Mastercard Rate Advantage Credit Card
The Right Tool for the Job Credit Card Promotion Logo

Apply for a New Credit Card and You'll be Entered for a Chance to Win $1,000!*

PLUS, Receive a FREE GIFT with every IN-BRANCH Application.^

It's time for spring activities, projects and more! What's on your warm weather wish list? Whether it's a new grill, camping, a home remodel, vacation, or a shopping trip, you need the right tool for the job!

Hurry! Offer ends June 2.

Which is the right one for you?

IU Credit Union has the right tool for all your purchasing needs with two great credit cards, each with distinctive benefits.

IU Credit Union Mastercard Preferred Rewards Credit Card


Earn 1.5% Back in cash, travel and merchandise rewards! Ideal for everyday purchases.

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IU Credit Union Mastercard Rate Advantage Credit Card


Use the lowest rate credit card we offer to your advantage! Ideal for big ticket items.

Learn More


Submit a Balance Transfer Form Now!

*No Purchase Necessary to Enter or Win. Open to U.S. residents 18 years of age and older, except employees and directors of IU Credit Union and their families. One entrant will be randomly selected to receive $1,000. Funds may be deposited into the winner’s IUCU Membership Savings account. Members who apply for a new IUCU credit card during the promotional period of April 24 through June 2, 2023, will receive an automatic entry. Online entries will also be presented during the promotion. As an alternate method of entry, mail a 3 x 5 card with your name and daytime contact number to: IU Credit Union, ATTN: Right Tool for the Job, PO Box 368, Bloomington, IN 47402. Hand delivered entries will not be accepted. One mailed entry per person. Duplicates will not be considered. Incomplete or illegible entries will be disqualified. Mailed entries must be received by June 2, 2023. IUCU is not responsible for mailed entries that are lost, late, misdirected, mutilated, undelivered, or have postage issues, etc. One prize valued at $1,000 will be given away on or before June 9, 2023. Winner will be contacted via phone number on file or on mailed entry. By accepting a prize, winner consents to the use of his/her name and photograph or likeness for advertising and promotional services without compensation. Odds of winning are determined by the number of entries received. Prize will be reported to the IRS. Offer void where prohibited and subject to all federal, state and local laws and regulations. Prize winner is responsible for all federal, state, local or other taxes or assessments that may be associated with or imposed upon the winner of the prize in this promotion.

^Free gift items applicable to in-branch applications only. While supplies last.

**Introductory Rate of 1.99% is applicable on purchases for 12 months from the card open date and on Balance Transfers for 12 months from the first qualified balance transfer completed within 12 months from the card open date. After that, the rate will be between 17.25% - 25.00% on Preferred Rewards Cards and between 12.25% - 24.25% on Rate Advantage Cards and will vary with the market based on the Prime Rate. Rate range stated is accurate as of 5/11/2023 and is subject to change at any time. Subject to credit approval.