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Home Loan Options & Details

Apply Now / Get Prequalified

We have flexible mortgage options to fit your needs.

When it comes to financing your home, it's good to have options. Whether you’re buying, refinancing or leveraging your home’s equity, we offer flexible options with competitive interest rates and closing costs. Our mortgage professionals are here to help every step of the way.


Need to get prequalified for a home loan before you even start looking?

Our process is quick and easy with an answer in minutes.

Apply Now

Home Purchase Loans

Make your move with us

Learn More

Home Refinance Loans

Reduce your interest and lower your payments

Learn More

Home Equity Loans

Use the equity in your home for any purpose

Learn More

Featured Rates

To view our featured rates, click "View Rates", then "Do a Rate Search."

View Rates

Rate Watch

Let IU Credit Union keep an eye on interest rates so that you don't have to! Complete the information in ‘Do a Rate Search’ and we'll email you when rates reach your goal, or if you prefer, we'll email current rate information on a regular basis.

Sign up for Rate Watch

Are you a first-time home buyer?

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Meet our mortgage professionals:


Our team of mortgage experts will help you choose the loan option that fits your budget and your lifestyle goals. Contact us today to get started.

IU Credit Union NMLS: 415754

Justin Wallace

Justin Wallace
Mortgage Origination Manager
NMLS: 2586359
812-855-7823 ext. 1750
jwallace@iucu.org

Elyse Beebe

Elyse Beebe
Sr. Mortgage Loan Originator
NMLS: 1241131
812-855-7823 Ext. 1737
ebeebe@iucu.org

Schedule with Elyse

Shelly Baumgartner

Shelly Baumgartner
Mortgage Loan Originator
NMLS: 1615963
812-855-7823 Ext. 1715
sbaumgartner@iucu.org

Schedule with Shelly

Stephanie Warthan

Stephanie Warthan
Mortgage Loan Originator
NMLS: 611656
812-855-7823 ext. 1765
swarthan@iucu.org

Schedule with Stephanie

John Hardwick

John Hardwick
Mortgage Loan Originator
NMLS: 1648396
812-855-7823 ext. 1743
jhardwick@iucu.org

Schedule with John


Serving Greenwood, Indianapolis and surrounding communities
Best in B-Town Logo

Did you know?
IU Credit Union was
voted Best in B-Town?
Best Mortgage Lender
2023