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Wire Transfers

A wire transfer is an electronic transfer of funds from one financial institution to another. IU Credit Union provides domestic and international wire transfer service.

Receiving a Wire Transfer:

Wire deposits can be made to your savings or checking account.

Fee: $10*

Anticipated Receipt:

  • Wire deposits are received Monday—Friday, excluding federal holidays.
  • Incoming funds are posted to accounts the same day if received prior to 4:00 pm, ET.
  • Funds received after the cutoff time will be posted the next business day.

What you will need

In order to receive a domestic or international wire transfer, provide the following information to the sending financial institution:

  • Name as titled on IU Credit Union account
  • Account number to which the funds should be credited
  • IU Credit Union's Routing/ABA Number (274972744)
  • IU Credit Union's address: PO Box 368, Bloomington, IN 47402-0368

For international transfers, members should instruct the sending financial institution to use their U.S. corresponding bank to facilitate the transfer to your account, as IU Credit Union is not part of the SWIFT network. IU Credit Union only receives funds in U.S. dollars.

*The financial institution that initiates the wire transfer may charge a fee as well.

Sending a Wire Transfer:

Members may initiate a wire transfer in one of several ways:


  • Visiting any branch office
  • Utilize our self-serve Domestic Wire Transfer portal through Online or Mobile Banking


  • Visiting any branch office
  • Submitting a request through Online or Mobile Banking Secure Email
  • Calling a representative at 812-855-7823 or toll free 888-855-6928

Daily Cutoff:
Outgoing wire requests received and approved before 3:30 pm, ET, Monday through Friday will be processed the same day. Wire requests submitted and approved after the 3:30 pm cutoff will be processed the following business day. Domestic wires are not processed on Federal Reserve Holidays.


A domestic wire transfer is a transfer of funds within the United States

Fee: $25


Fee: $50

Dollar limitations may apply to requests not received in person. Please note that not all outgoing wire transfers will be processed the same day as they are received.

Funds wired to overseas accounts can be sent in either foreign currency or U.S. dollars. Prior to initiating a transfer, contact the intended payee to request their wiring instructions, thus limiting processing delays and helping insure that funds reach their intended destination.

Have questions?

We're ready to help you!

Give us a call at 812-855-7823 or toll-free 888-855-6928.