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Business Checking Accounts

Choosing a business checking account shouldn't be a complicated process, so we've made it easy.


Our Business Checking Accounts are designed to work hard for your business. No matter your business size, or volume of checking activity, we have an account that is right for you.

Select the option that works for you:

  • BusinessFREE Checking

  • No minimum deposit to open^
  • No monthly account maintenance fee
  • Ideal for accounts with less than 50 checks paid monthly ($.15 per item thereafter)**
  • Free Debit Card
  • Online & Mobile Banking
  • Overdraft Protection Options
  • BusinessPLUS Checking

  • $2,500 minimum balance in checking at all times^
  • $10 monthly account maintenance fee if daily balance drops below $2,500
  • Earns monthly dividends*
  • Ideal for accounts with less than 100 checks paid monthly ($.15 per item thereafter)**
  • Free Debit Card
  • Online & Mobile Banking
  • Overdraft Protection Options
  • BusinessANALYSIS Checking

  • No minimum daily balance requirement^
  • Earns monthly dividends*
  • Monthly account fee based on number of items processed through account**
  • Ideal for accounts with more than 100 checks paid**
  • To qualify for account, business must provide the last three checking account statements from transferring financial institution
  • Free Debit Card
  • Online & Mobile Banking
  • Overdraft Protection Options

 

^All business accounts must open a Membership Savings share and make the minimum $5 membership share deposit.

*Dividends paid based on checking account balance of $1,000 or greater.

**Account activity will be monitored. If deemed necessary, based on the number of items processed, IU Credit Union has the option to convert the account. If your checking account is already a BusinessANALYSIS, your fee may be adjusted accordingly.

View Business Savings & Checking Rates   View Business Services Fees


Business Accounts and Eligibility

IU Credit Union offers business services to all business types. To find out more about eligibility and details, click each link below.

Sole Proprietorship


What to bring to open account

Corporations

(Profit & Nonprofit)

What to bring to open account

Limited Liability Companies


What to bring to open account

Lodge, Association & Club


What to bring to open account

Political Campaign


What to bring to open account

Have questions?

We're ready to help you!


Give us a call at 812-855-7823 or toll-free 888-855-6928.