When you need to borrow funds for life's big expenses, we're here to help. Renovate your space, cover college costs, consolidate debt, make a major purchase or just have some extra cash on hand with an IU Credit Union Home Equity Line of Credit or Loan.
Call us at 812-855-7823 for more info on home equity options.
Looking for an awesome deal on a fixed rate? A Home Equity Loan might just be your perfect match!
Our HELOC program offers great rates, up to 90%* loan-to-value, a low introductory rate and convenient features to fit your lifestyle!
*APR is Annual Percentage Rate. Offer applies to new home equity lines of credit only. The 3.99% introductory APR is guaranteed for six (6) months from the date of closing. After the introductory rate, the APR will be a variable rate based on the prime rate as published in the Wall Street Journal, plus a margin. The current lowest variable APR available as of 8/29/25 is 8.50% APR, which includes a .25% discount for automatic payment from your IUCU checking account. The maximum APR that can be imposed is 18%. $50 annual fee waived the first year. Minimum line of credit amount is $10,000; fee of $150 applies for approved lines of credit less than $20,000. Closing cost may apply if title insurance is required. Some restrictions may apply. Contact the Credit Union for membership details. Property insurance is required. Investment mortgages are not eligible for this program. Rates, terms and conditions are subject to change without notice. Loans subject to credit approval.
