IU Credit Union Logo

Home Refinance Loans

Refinancing a mortgage can lower your monthly payments and save you money.

There are many great reasons to refinance your home, including lowering your interest rate or reducing your loan term. Refinancing can also be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

We offer two great refinance options:

To find out more about these refinance options, please feel free to give us a call at 812-855-7823 ext. 1711.

Traditional Refinance Loan

  • Competitive rates and terms of up to 30 years
  • Low fees
  • No pre-payment penalties

Check Rates

Apply Now

Smart Refi Loan

  • Terms of 5, 10 and 15 years
  • No Closing Costs
  • Minimum loan amount $25,000
  • Escrow items or pre-paid interest may be due at closing

Check Rates

Apply Now

Refinance Calculator

Use this calculator to see how much you could be saving.

Calculate Savings