*Introductory Rate of 1.99% is applicable on purchases for 12 months from the card open date and on Balance Transfers for 12 months from the first qualified balance transfer completed within 12 months from the card open date. After that, the rate will be between 15.75% - 25.00%, based on creditworthiness on Preferred Rewards Cards and 10.75% - 23.00%, based on creditworthiness on Rate Advantage Cards, and will vary with the market based on the Prime Rate. Rate range stated is accurate as of 1/8/2026 and is subject to change at any time. Subject to credit approval.
