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IU Credit Union "We started a credit union and created a community."
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Student Accounts

We believe in helping you achieve financial independence.

It's easy to open an account at IU Credit Union!
All personal accounts include a Membership Savings, which is your membership share. Checking and other types of savings may be added to the account.

Open Your IUCU Account Online!

Check it out!
NerdWallet, a financial literacy website, compares IU Credit Union's student account to a major national bank's college checking.

Click here to see who wins.

To open your account at a branch, please bring:

One valid government-issued photo ID
  what to bring »

One other form of ID
  what to bring »

Proof of Social Security number
  what to bring »

• Opening deposit
  learn more »


Enjoy nationwide account access
Nationwide Account Access

IU Credit Union has 11 branches state wide! Six in Bloomington, four regional campus branches and one Indianapolis-area branch.

IU Credit Union has 17 Bloomington ATMs , 1 Indianapolis ATM, and 3 regional campus ATMs. Need to access your account from outside of Bloomington? We've gone nationwide!

No matter where life takes you, there is a convenient way to access your IU Credit Union account. Along with 11 branches statewide, we’re also a part of a shared branch network, and Alliance One and CO-OP ATM Networks, which gives you access to thousands of surcharge-free ATMs nationwide. You can also access your account and apply for a loan anytime here at iucu.org!

Access your account wherever you see these logos:
CO-OP Shared Branch Logo   CO-OP ATM Network   Alliance One

Free Checking
IU Credit Union Debit MasterCard

• No monthly fee
• No minimum balance
• Unlimited check writing
• No per check fee
• No debit POS fee
• Free ATM usage at IU Credit Union ATMs when using an IU Credit Union debit card
• 120 free checks when opening a checking account
• Free online bill pay

Looking for something more in a checking account? We have other checking options available. Click here to find the checking product that works best for you!

Free Services
Free Services

• Free Online Banking
• Free Mobile Banking
• Free Credit Union Network Shared Branching
• Free Bank-by-Phone
• Free online bill pay
• Free eStatements
• Free eChecks (Check imaging through Online Banking)

Check Today's Rates & Fees
Account Services

Community Matters
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Federally insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.