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Mobile Home Loan Rates

Single and double wide (non-real estate)

 2013 - 2012
 Term
APR* (%)
Loan Amount
60 months
7.25
$5,000 - $10,000
84 months
8.25
$10,001 - $15,000
144 months
8.75
$15,001 - $25,000
240 months
9.75
$25,001 and over

  Loan Example for New Mobile Home Loan
APR*
Monthly Payment
  $10,000 for 60 months:
7.25%
$199
  $15,000 for 84 months:
8.25%
$236
  $25,000 for 144 months:
8.75%
$281
  $30,000 for 240 months: 9.75% $285


 2011 and older
 Term
APR* (%)
Loan Amount
60 months
8.25
$5,000 - $10,000
84 months
9.25
$10,001 - $15,000
144 months
9.75
$15,001 - $25,000
240 months
10.75
$25,001 and over

  Loan Example for Used Mobile Home Loan
APR*
Monthly Payment
  $10,000 for 60 months:
8.25%
$204
  $15,000 for 84 months:
9.25%
$243
  $25,000 for 144 months:
9.75%
$295
  $30,000 for 240 months: 10.75% $305

*APR = Annual Percentage Rate

Purchases:
20 years maximum for fixed rates

Refinances:
15 years maximum for fixed rates

Loan to Value:
Purchases/Refinances with no cash out:  80% of appraised value or purchase price, whichever is less
Refinances with cash out:  70% of the appraised value

NOTE: Rates are subject to change at any time.

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