IU Credit Union MobileMobile  •   •  Click here to check the weather in BloomingtonWeather


IU Credit Union "We started a credit union and created a community."
YOU ARE HERE: Home » Rates » Fees


 Plastic Card Service Fee
Debit card fee (must have checking account)
No charge
ATM transaction service charge (our machines)
No charge
ATM balance inquiry service charge on machines other than IUCU or Alliance One ATM network, per inquiry
ATM transaction service charge on machines other than IUCU or Alliance One ATM network
Debit card replacement, each
Debit card rush order
Debit card Point of Sale (POS) transactions
No charge
Debit card cross border transaction fee
   US $ Transaction
0.9% of transaction amount
   Foreign Currency Transaction
1.1% of transaction amount
MasterCard Gift Card activation fee
Any national, regional, or local network used to complete the transaction may impose a fee. You may be charged a fee for a balance inquiry even if you do not complete a fund transfer.

 Savings Service Charges  
Early account closure fee†
Money Market Savings account
   Minimum balance $1,000 or more
No charge
   Minimum balance under $1,000
† Applies when Membership Savings is closed within 90 days of opening.

 Checking Service Fees  
Free Checking
No charge
Platinum Checking account
   Minimum balance $10,000 or more
No charge
   Minimum balance under $10,000
Money Market Checking account
   Minimum balance $1,000 or more
No charge
   Minimum balance under $1,000
Renew Checking account*
*This product is only available at our Monroe County branch locations.

 Other Checking Fees  
Checking overdraft protection options:
   From savings, per transfer*
   From personal Line of Credit loan (upon approval),
   unlimited number of transfers
No charge
Temporary checks or deposit slips, 4 per page (5 page maximum)
Check copy, limit 5 checks per month
No charge
Check copy, each check over 5 checks per month
Overdraft Privilege (ODP) Fee per item (checks, ACH, ATM and debit card transactions)
Return item fee (checks written on your IUCU account)
Check order (printed checks)
*Overdraft protection fee is deducted from the checking account. Membership and Savings (excluding Money Market Savings) under the same account number as the checking account, may be used as overdraft protection.

 Safe Deposit Box* (Available at Winslow branch only)  
3" x 5", annual fee
3" x 10", annual fee
5" x 10", annual fee
7" x 10", annual fee
10" x 10", annual fee
*Based on availability.

 Cashier Checks, Money Orders and American Express Cheques  
Cashier checks, made payable to member:
   Limit one per day
No charge
   More than one per day
Cashier checks, made payable to another party
Money orders
American Express Travelers Cheques
1% of purchase amount

 Wire Transfers  
Wire transfer out, foreign
$40 plus intermediary bank fee
Wire transfer out, domestic
Wire transfer in
Wire transfer, research

 Notary Services and Signature Guarantees  
Notary service
No charge
Signature guarantees
No charge

Balancing assistance, last issued statement
No charge
Balancing assistance/account research
Statement copy

 Returned Item  
ACH (electronic withdrawal) return fee (NSF Fee)
Transit check return item fee
(checks deposited from another institution and returned):

 Online Banking / Online Bill Pay  
Online Banking (Account information and access)
No charge
Online Bill Pay (Automated bill payment)
No charge
   Stop payment fee on bill

 Miscellaneous Fees  
Account transaction history fee
Inactive account fee*
Telephone transfer fee^
Stop payment fee
Garnishment processing fee
(or amount in account if less)
Bad address fee
Deposit bag, zippered
Foreign check/bank processing fee
Minimum $43^^ per item
*Applies to inactive accounts (primary owner is 18 or older) for 6 months with a cumulative balance less than $500 and no active loans or certificate products.
^Excludes Bank-by-Phone transfers
^^Additional fees may apply. Will not accept check valued less than $200 U.S. for collection.

Because of the complexity and rapidly changing nature of the economy and financial services industry, the IU Credit Union reserves the right to modify any of its services and charges without prior notice.
Check Today's Rates & Fees
Account Services

Related topics:

  • Loans
  • Mortgage
  • Online Mortgage Center
  • Credit Cards
  • Financial Calculators

Community Matters
Click Here for Important IUCU News.
Financial Education
Security Center
Visit our Auto Center!
Apply for a Loan


Find IU Credit Union on Facebook! Follow IU Credit Union on Twitter! Watch IU Credit Union on YouTube!  CO-OP ATM Network  We're part of the Shared Branching Network Alliance One Surcharge-Free ATM NetworkMasterCard SecureCode
Home  |  Site Map  |   PRIVACY POLICY   |  Disclosures  |  Contact Us

Federally insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.