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Savings Options

We believe a penny saved is a penny earned.

With all accounts, you can take advantage of Bank-by-Phone and/or Online Banking at no charge.

Dividends on all savings accounts are calculated daily, compounded and paid monthly.

Membership Savings

Membership begins with a minimum $5 deposit into a membership savings account. The minimum $5 balance is also required to earn the advertised Annual Percentage Yield.

• Can serve as overdraft protection for a checking account
• Nationwide access with Alliance One, CO-OP Network, and Shared Branching

View Savings Rates


Money Market Savings

• Requires a minimum balance of $1,000—$10 fee if balance falls below $1,000

• Requires a minimum balance of $0.01 to earn an Annual Percentage Yield.

• Unlimited transactions on deposits, loan payments, transfers or withdrawals—in person or by mail

• Maximum of six pre-authorized*, automatic or telephonic transfers (e.g. Bank-by-Phone or Online Banking) during a calendar month

View Money Market Savings Rates



You may establish an additional savings account to set aside money for a special reason such as a vacation, Christmas, or any reason you choose.

View Special Savings Rates


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Related topics:

  • Financial Calculators
  • Certificates
  • IRAs
  • Investment Services
  • What to Bring to Open an Account

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.