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IU Credit Union "We started a credit union and created a community."
 
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Loans

We believe in driving home a great deal.

Vehicle Loans  |  Personal Loans  |  Home Equity  |  Mortgage Loans  |  Credit Cards

The IU Credit Union has a loan to fit all of your personal loan needs.

 

Vehicle Loans
In the market for a new car, truck or SUV? We've got the tools and resources to help you make an informed decision and help you save money in the process.

IU Credit Union will finance up to 100% of the sales price (including tax and warranties) for:

Auto and Truck

Motorcycles, All-Terrain Vehicles, Recreational Vehicles, Boats and Personal Watercrafts

View Auto Rates  Apply for a Loan Online Now!

Have a car loan with another financial institution?
Let us show you how much you could save at the Credit Union if you refinance.

Visit our Auto Center!

 

Personal Loans

Signature/Home Improvement
Great for borrowing a lump sum of money for a specific purpose.

• Fixed rate
• Maximum loan amount is $25,000

View Personal Loan Rates  Apply for a Loan Online Now!

 

One-Pay
A short-term loan for those who know they will be receiving a sum of money soon, or needs money to hold them over for a short period of time.

• Maximum loan amount is $25,000

View One-Pay Rates  Apply for a Loan Online Now!

 

Share Secured
Use money in a savings account or certificate as collateral to secure a lower rate loan. A hold will be placed on the amount of the loan. As you make payments, the hold amount is reduced.

View Share Secured Rates  Apply for a Loan Online Now!

 

Line of Credit
Revolving credit great for emergencies and can be used for overdraft protection.

• Variable rate
• Maximum loan amount is $25,000

View Line of Credit Rates  Apply for a Loan Online Now!

 

Home Equity Loans

Our Home Equity Line of Credit and second mortgage program have more choices and convenient features to fit your lifestyle.

The Classic choice offers great rates based on the prime rate, up to 90%* loan to value. If you're looking for a competitive fixed rate, the Value Plus may be the right choice for you.

Tap into the equity you've built up in your home and use the money for just about everything. The best part is that the interest is usually tax deductible. (Consult your tax advisor for details.)

Home Equity Line of Credit has a $25 annual fee.

Features include:
• Free check-writing access
• Low interest rate
• Option to automatically transfer your monthly payment from a checking or savings account
• No minimum withdrawal amount

Access funds through:
• Convenience checks
• Any Branch
Bank-by-Phone
Online Banking

View Home Equity Rates

Home Equity Early Disclosure (pdf, 54k)

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