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Debit Cards

Use your IU Credit Union debit card to make purchases at millions of locations that accept MasterCard®. It's convenient and faster than writing a check.

The debit card also works as an ATM card and is accepted at all PULSE®, Cirrus, and CO-OP Network ATMs. As long as there are sufficient funds to cover the withdrawal amount, there is no fee when using an IU Credit Union-owned, Alliance One or CO-OP ATM.

Transactions are itemized on your monthly statement.

Enhanced security for online shopping is available through MasterCard SecureCode.

Card Benefits
IU Credit Union MasterCard Platinum Debit Card
Platinum Debit Card
Debit Card
Youth Debit Card
IU Credit Union MasterCard Business Debit Card
Business Debit Card
Zero Liability
Protects you if your card is used for purchases without your permission; for details visit www.mastercard.com/zeroliability.
MasterCard Global Service
Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
MasterCard VAT (Value Added Tax) Reclaim Service
Provides companies doing business in Europe an easy and efficient way to reclaim their VAT.
MasterRental Insurance
This coverage can provide reimbursement for physical damage to or theft of a rental vehicle.
Extended Warranty
Most manufacturers warranties are doubled for up to one additional year.
MasterAssist® Travel Assistance Services
Can provide emergency travel assistance plus pretrip destination information when traveling more than 50 miles from home.
Purchase Assurance
Most items purchased with your card are covered if they are damaged or stolen within 90 days of the date of purchase.
Price Protection
If there is a lower price advertised on a recent purchase, you're covered! Most purchases you make with your card are covered to receive the difference between the price you paid and a lower price advertised.
Satisfaction Guarantee
If a member becomes dissatisfied with a product they purchase with their card, they may be eligible for a refund for the cost of the product, if the store will not accept a return.
Card Features:
Designed especially for youth ages 14-18
Prewards® Rewards Program
Customary Daily Withdrawal Limits*:
$200 through ATM; $250 point of sale
$500 through ATM; $2,000 point of sale

*Lower limits may apply during system upgrades and/or outages.

The IU Credit Union is part of the PULSE and Cirrus Nationwide network of ATMs, providing access to thousands of ATM locations throughout the country and around the world.

Visit PULSE ATM Locator Service.                    Visit MasterCard/Cirrus ATM Locator Service.

You may also enjoy surcharge-free ATM access nationwide with the Alliance One and CO-OP ATM networks! Just look for these logos:

CO-OP ATM Network
Visit the CO-OP Network site.

Click here to view the blocked cards/countries list.


To report lost or stolen MasterCard Debit Cards, call 1-800-528-2273; Outside U.S. 1-812-647-9794

To change your Debit Card PIN, call 1-877-265-9594; Outside U.S. 1-859-488-4130

MasterCard Debit Cards are protected by MasterCard Secure Code.

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