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IU Credit Union "We started a credit union and created a community."
 
YOU ARE HERE: Home » Personal Services » Credit Cards

Credit Cards

Platinum Rewards
Looking for a credit card with a low rate, no annual fee and rewards? Apply for the MasterCard Platinum Rewards Credit Card! You’ll earn points with purchases that can be redeemed for name brand merchandise and travel rewards.


Secured Platinum
Need to build or re-establish your credit history? Our Secure Credit Card may be the perfect choice for you! Your credit line is secured by an equal amount in a Pledge Savings account with credit lines ranging from $300 to $25,000. The Secure Card functions just like a regular credit card and the Pledge Savings account will earn the same dividends as your Membership Savings account.

No matter which IU Credit Union Credit Card you opt for, upon approval, you will be able to enroll your card at www.ezcardinfo.com (also linked under the eServices dropdown menu,) to view account balance, pending transactions, available balance and account history, set up email and mobile alerts, make a one-time or recurring payment and view your Credit Card eStatements for up to 24 months. This service is free and easy to use!

View the charts below for additional card details and a list of card benefits.

Apply Now!

 

IU Credit Union MasterCard Business Debit Card
MasterCard® Platinum
Rewards Credit Card

IU Credit Union MasterCard Business Debit Card
MasterCard® Secured
Platinum Credit Card
Introductory Rate
2.99%*
None
Current Purchases Rate (variable, based on the Prime Rate)
9.25% - 19.25%
9.25%
Earns Rewards on Everyday Purchases
Yes
No
Annual Fee
None
None
Credit Limit
Up to $25,000
Up to $25,000
Current Cash Advance Rate (variable, based on the Prime Rate)
9.25% - 19.25%
9.25%
Grace Period
25 days
25 days
Credit Life and/
or Disability Insurance
Optional
Optional
Cash Availability through ATMs
Yes
Yes
Toll-Free Member Service in the US
Yes
Yes
Additional Cards for Authorized Users
Free
Free
International Transaction Fee Up to 1.0% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location. Up to 1.0% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location.


 
IU Credit Union MasterCard Business Debit Card
MasterCard®
Platinum Rewards
Credit Card
IU Credit Union MasterCard Business Debit Card
MasterCard®
Secured Platinum
Credit Card
Card Benefits1
Scorecard® Rewards
Card earns valuable bonus points, which can be redeemed for merchandise and travel rewards*.
Zero Liability2
Protects you if your card is used for purchases without your permission; for details visit www.mastercard.com/zeroliability.
MasterCard Global Service®
Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
MasterRental® Insurance
This coverage can provide reimbursement for physical damage to or theft of a rental vehicle.
Extended Warranty
Most manufacturers warranties are doubled for up to one additional year.
Travel Accident
Provides Travel Accident Insurance when you use your card to purchase travel tickets.
Price Protection
If there is a lower price advertised on a recent purchase, you're covered! Most purchases you make with your card are covered to receive the difference between the price you paid and a lower price advertised.
ID Theft Resolution
Assists you with a number of valuable services if you are the victim of identity theft.
Additional Benefits
Online Access/eStatement thru eZCardInfo
Auto Pay

Click here to view the MasterCard® Platinum Rewards Credit Card Agreement and Disclosure.

Click here to view the MasterCard® Secured Platinum Credit Card Agreement and Disclosure.

View Credit Card Rates  Apply Now!

Customer Service: 866-839-3409; Outside U.S. 727-570-4899

To activate a card, call 800-456-6870; Outside U.S. 727-570-4888

To change your PIN, call 866-297-3413; Outside U.S. 727-227-9600

To report lost or stolen MasterCard Credit Cards, call 866-839-3485; Outside U.S. 727-570-4881

MasterCard Credit Cards are protected by MasterCard Secure Code.

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