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IU Credit Union "We started a credit union and created a community."
 
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Credit Cards

With the IU Credit Union Platinum Rewards MasterCard Credit Card, each purchase earns ScoreCard® Rewards points that can be redeemed for travel awards and merchandise.

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IU Credit Union MasterCard Business Debit Card
IU Credit Union MasterCard®
Platinum Rewards Credit Card
Rate
9.25% - 19.25%
Earns Rewards on Everyday Purchases
Yes
Annual Fee
None
Credit Limit
Up to $15,000
Cash Advance Rate
9.25% - 19.25%
Grace Period
25 days
Credit Life and/
or Disability Insurance
Optional
Cash Availability through ATMs
Yes
Toll-Free Member Service in the US
Yes
Additional Cards for Authorized Users
Free
International Transaction Fee Up to 1.10% of the value of a transaction (in U.S. dollars) originating from a non-U.S. ATM or merchant location.
Auto Rental Insurance 24-hour collision/theft coverage


Card Benefits1
Scorecard® Rewards
Card earns valuable bonus points, which can be redeemed for merchandise and travel rewards.
Zero Liability2
Protects you if your card is used for purchases without your permission; for details visit www.mastercard.com/zeroliability.
MasterCard Global Service®
Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
MasterRental® Insurance
This coverage can provide reimbursement for physical damage to or theft of a rental vehicle.
Extended Warranty
Most manufacturers warranties are doubled for up to one additional year.
Travel Accident
Provides Travel Accident Insurance when you use your card to purchase travel tickets.
Price Protection
If there is a lower price advertised on a recent purchase, you're covered! Most purchases you make with your card are covered to receive the difference between the price you paid and a lower price advertised.
ID Theft Resolution
Assists you with a number of valuable services if you are the victim of identity theft.

Click here to view the Credit Card Agreement and Disclosure.

View Credit Card Rates  Apply Now!

To activate a card, call 800-456-6870; Outside U.S. 727-570-4888

To report lost or stolen MasterCard Credit Cards, call 1-866-839-3485; Outside U.S. 1-727-570-4881

MasterCard Credit Cards are protected by MasterCard Secure Code.

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