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IU Credit Union "We started a credit union and created a community."
 
YOU ARE HERE: Home » Personal Services » Checking

Checking Account Options

We believe a checking account should fit your
individual needs.

Whether it's dividends or an account without a monthly service charge that you are looking for, we have a checking account that is right for you.

 
Free
Checking
Money Market Checking
Platinum
Checking
Minimum balance to open
None
None
None
Minimum daily balance to avoid monthly service charge
None
$1,000
$10,000
Monthly service charge
None
$10
$20
Monthly dividends
None
Calculated daily, compounded & paid monthly
View Rates »
Calculated daily, compounded & paid monthly
View Rates »
Monthly balance required to earn dividends
Does not earn
dividends
$0.01
$0.01
Special features • Free first order of personal checks upon account opening (see below) • Free first order of personal checks upon account opening (see below) • Unlimited free personal checks (one box of IUCU checks per order)

• Unlimited free money orders and cashier's checks

 

With each checking account, you receive:
Debit MasterCard® Point-of-Sale (POS) and/or Automated Teller Machine (ATM) usage.

Online Banking, Mobile Banking and Bank-by-Phone transactions and free Online Bill Pay service.

• First order of checks free: IU Credit Union checks (or equal value applied to another style)

• ACH debits/credits and pre-authorized checks (electronic fund transfers)

• Payroll allocation

• Choice of overdraft protection options:
  1) Overdraft transfer from a savings* account under the same account number^
  2) Unlimited overdraft transfers from your personal Line of Credit loan (upon credit approval)
  3) Overdraft Privilege program^

• Detailed monthly statement

Easy check reordering

Prewards

Open Your IUCU Account Online!

 

Enjoy nationwide account access
Nationwide Account Access

IU Credit Union has 10 branches state wide! Five in Bloomington, four regional campus branches and one Indianapolis-area branch.

IU Credit Union has 18 Bloomington ATMs, 1 Indianapolis ATM and 3 regional campus ATMs.

Need to access your account from outside of Bloomington? We've gone nationwide!

No matter where life takes you, there is a convenient way to access your IU Credit Union account. We’re a part of a shared branch network, and Alliance One and CO-OP ATM networks which give you access to thousands of surcharge-free ATMs nationwide.

Access your account wherever you see these logos:
CO-OP Shared Branch Logo   CO-OP ATM Network   Alliance One

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