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IU Credit Union "We started a credit union and created a community."
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Checking Account Options

We believe a checking account should fit your
individual needs.

Whether it's dividends or a fee-free account that you are looking for, we have a checking account that is right for you.

Money Market Checking
Minimum balance to open
Minimum daily balance to avoid monthly fee
Monthly minimum balance fee
Monthly dividends
Calculated daily, compounded & paid monthly
View Rates »
Calculated daily, compounded & paid monthly
View Rates »
Monthly balance required to earn dividends
Does not earn
Special features • Free first order of 120 checks upon account opening • Free first order of 120 checks upon account opening • Unlimited free personal checks

• Unlimited free money orders and cashier's checks


With each checking account, you receive:
Unlimited Debit MasterCard® Debit Card Point-of-Sale (POS) and/or Automated Teller Machine (ATM) usage on IU Credit Union ATMs.

Unlimited Online Banking, Mobile Banking and Bank-by-Phone transactions and free online bill pay service.

First order of checks free: 120 IU Credit Union checks (or equal value applied to another style)

ACH debits/credits and pre-authorized checks (electronic funds transfer)

Payroll allocation

Three overdraft protection options:
1) $3 per overdraft transfer from a savings* account under the same account number
2) Unlimited overdraft transfers from your personal Line of Credit loan (upon approval)
3) Overdraft Privilege program

Detailed monthly statement

Easy check reordering

Open Your IUCU Account Online!


Enjoy nationwide account access
Nationwide Account Access

IU Credit Union has 11 branches state wide! Six in Bloomington, four regional campus branches and one Indianapolis-area branch.

IU Credit Union has 17 Bloomington ATMs, 1 Indianapolis ATM and 3 regional campus ATMs. Need to access your account from outside of Bloomington? We've gone nationwide!

No matter where life takes you, there is a convenient way to access your IU Credit Union account. Along with 11 branches statewide, we’re also a part of a shared branch network, and Alliance One and CO-OP ATM Networks, which gives you access to thousands of surcharge-free ATMs nationwide. You can also access your account and apply for a loan anytime here at iucu.org!

Access your account wherever you see these logos:
CO-OP Shared Branch Logo   CO-OP ATM Network   Alliance One

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Federally insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.