IU Credit Union MobileMobile  •   •  Click here to check the weather in BloomingtonWeather

 

IU Credit Union "We started a credit union and created a community."
 
YOU ARE HERE: Home » Personal Services » Certificates

Certificates

We believe in saving for a rainy day.

Certificates are available from six months to six years and have varying rates. In addition, certificates for IRAs are available in terms of 6 months to 6 years. IRA certificates can only compound or transfer to an IRA savings tied to the same plan.

Certificate dividends can be:
• Credited to the account of your choice
• Compounded back into the term share certificate

Terms of 1 year or less
Early withdrawal penalty is 90 days' dividends or all dividends earned, whichever is less

Terms greater than 1 year
Early withdrawal penalty is 180 days' dividends or all dividends earned, whichever is less.

Grace Period:
Members have 10 calender days after a certificate matures to redeem or make changes with no penalty. Grace period does not apply to certificate specials.

Automatic Renewal:
Members will receive a maturity notice shortly before certificate matures. If no action is taken, the certificate will automatically be renewed at the dividend rate in effect on the renewal date. Automatic renewal does not apply to certificate specials.

Dividends on all certificates are compounded daily and paid monthly (except for 90- & 30-day terms, which are paid at maturity).

View Certificate Rates

eServices
Check Today's Rates & Fees
Account Services
Membership

Related topics:

  • Financial Calculators

Community Matters
Click Here for Important IUCU News.
Financial Education
Security Center
Visit our Auto Center!
Apply for a Loan

 

Find IU Credit Union on Facebook! Follow IU Credit Union on Twitter! Watch IU Credit Union on YouTube!  CO-OP ATM Network  We're part of the Shared Branching Network Alliance One Surcharge-Free ATM NetworkMasterCard SecureCode
Home  |  Site Map  |   PRIVACY POLICY   |  Disclosures  |  Contact Us

Federally insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.