IU Credit Union

Added Security with Chip Technology

We're pleased to introduce the added security of chip technology to your IU Credit Union Debit MasterCard. Chip cards have a microchip embedded in the card providing technology that is proven to reduce counterfeit fraud. Regardless of what type of terminal a merchant has, you'll be able to use your card anywhere Debit MasterCard is accepted.

How to use your card at a chip-enabled terminal

» At retailers with chip-enabled terminals.
Insert your card and follow the prompts on the terminal. See illustration below.

Insert card chip first
Insert your card "chip first" into the chip-enabled terminal.

With chip transactions, your card remains in the terminal throughout your transaction.

Follow prompts STEP 2:
Follow the prompts on the terminal and wait for the transaction to be processed.

You may be required to enter your PIN or sign to complete the transaction.

Remove card STEP 3:
Remove your card after the transaction is completed and you are prompted to do so by the payment terminal.

» At retailers without chip terminals.
Swipe your card and proceed as you normally would.

» Over the phone or online.
Provide your card information the way you always have when you're ready to make a purchase.



Frequently Asked Questions



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