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Added Security with Chip Technology

We're pleased to introduce the added security of chip technology to your IU Credit Union Debit MasterCard. Chip cards have a microchip embedded in the card providing technology that is proven to reduce counterfeit fraud. Regardless of what type of terminal a merchant has, you'll be able to use your card anywhere Debit MasterCard is accepted.

How to use your card at a chip-enabled terminal

» At retailers with chip-enabled terminals.
Insert your card and follow the prompts on the terminal. See illustration below.

STEP 1:
Insert your card "chip first" into the chip-enabled terminal.

With chip transactions, your card remains in the terminal throughout your transaction.

STEP 2:
Follow the prompts on the terminal and wait for the transaction to be processed.

You may be required to enter your PIN or sign to complete the transaction.

STEP 3:
Remove your card after the transaction is completed and you are prompted to do so by the payment terminal.

» At retailers without chip terminals.
Swipe your card and proceed as you normally would.

» Over the phone or online.
Provide your card information the way you always have when you're ready to make a purchase.

 

 

Frequently Asked Questions


 

 

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