IU Credit Union

Business Checking

Choosing a business checking account should not be a complicated process, so we've made it easy. Select the option that works for you.


Business Checking Products

View Business Rates & Fees


Business Accounts and Eligibility

IU Credit Union offers business services to all business types:

Any of these business types that are in IU Credit Union's field of membership are eligible to enjoy the benefits of our Business Services.



Business Debit Cards

Use your IU Credit Union debit card to make purchases at millions of locations that accept MasterCard®. It's convenient and faster than writing a check.

The debit card also works as an ATM card and is accepted at all PULSE®, Cirrus, and CO-OP Network ATMs. As long as there are sufficient funds to cover the withdrawal amount, there is no fee when using an IU Credit Union-owned, Alliance One or CO-OP ATM.

Transactions are itemized on your monthly statement.

MasterCard® Business Debit Card
IU Credit Union MasterCard Business Debit Card
Card Benefits
Zero Liability
Protects you if your card is used for purchases without your permission; for details visit
MasterCard Global Service
Receive 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
MasterCard VAT (Value Added Tax) Reclaim Service
Provides companies doing business in Europe an easy and efficient way to reclaim their VAT.
MasterRental® Insurance
This coverage can provide reimbursement for physical damage to or theft of a rental vehicle.
Extended Warranty
Most manufacturers warranties are doubled for up to one additional year.
MasterAssist® Travel Assistance Services
Can provide emergency travel assistance plus pretrip destination information when traveling more than 50 miles from home.
Purchase Assurance®
Most items purchased with your card are covered if they are damaged or stolen within 90 days of the date of purchase
Customary Daily Withdrawal Limits*:
$500 through ATM; $2,000 point of sale

*Lower limits may apply during system upgrades and/or outages.

To report lost or stolen MasterCard Debit Cards, call 1-800-528-2273; Outside U.S. 1-812-647-9794

To change your Debit Card PIN, call 1-877-265-9594; Outside U.S. 1-859-488-4130


MasterCard SecureCode

MasterCard SecureCode is a private code for your Debit MasterCard that gives you an additional layer of online shopping security. Only you and IU Credit Union know what your code is retailers aren't able to see it. So you can trust that your transactions get independent approval every time.

Once you've registered and created your own private SecureCode, you will be automatically prompted at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed and then your purchase is completed. Your SecureCode will never be shared with the merchant. It's just like entering your PIN at an ATM.

SecureCode works with your existing MasterCard account, requires no download, and it's easy to activate and to use.

Create your Debit MasterCard SecureCode



Take the First Step

To open a Business Checking account, visit any branch.
If you have questions about these services, please call 812-855-7823, toll free 888-855-MYCU (6928) or email



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