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CO-OP ATM Network

We believe in nationwide convenience.

IU Credit Union belongs to the CO-OP ATM Network, which means you have access to nearly 30,000 CO-OP ATMs across the U.S. free of charge!

What is CO-OP Network?
The CO-OP Network is a group of financial institutions that have joined together to provide their cardholders access to a nationwide alliance of surcharge free ATMs.

How can CO-OP Network help you avoid ATM surcharges?
Since IU Credit Union is a member of CO-OP Network, as a cardholder, you have the opportunity to avoid the foreign surcharges* (often up to $3.00 per transaction) that are often assessed when you use an ATM owned by another financial institution, as well as IU Credit Union's foreign ATM fee ($2.00 for transactions; $.50 for inquiries).

How do I know if an ATM is in the CO-OP network?
Just look for the red and black CO-OP Network logo on ATMs around town and across the nation to avoid surcharge fees or search for an ATM using the CO-OP ATM locator.

Where do I find these participating ATMs?
You can search for participating CO-OP ATMs anytime by using the CO-OP ATM locator web page, iPhone Application, Android Application, Text Messaging or GPS.

*An ATM surcharge is a fee some ATM owners charge to cardholders of other financial institutions. The decision to surcharge cardholders is an individual decision of each financial institution.

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